And this is why I’m not so optimistic. Seems like all of the bad economic news over the last couple of years is ‘unexpected’. Our clients’ views so far seem to be a mixed bag. Some are semi-gloomy, some are upbeat and hopeful. Heck, I’m hopeful. It’s hard to discern where we are right now. Every region of the country is different…every region of Florida is recovering at different rates as well.